An ACH payment is an electronic transfer of funds via the ACH system. This kind of payment moves money from one bank or credit union to another, using account and routing numbers. Learn what ACH stands for, how it works, and what types of payments you can make with it. Compare ACH with wire transfers and find out how to save money with Wise. Learn what ACH payment processing is, how it works, key benefits for businesses, and how to get started with secure, efficient payments. The Automated Clearing House (ACH ) is an electronic funds-transfer system run by the former National Automated Clearing House Association (NACHA), now known as Nacha.
