Introduction The Employees’ Provident Fund Organisation (EPFO) has ratified an interest rate of 8.25% on EPF deposits for the financial year 2024–25. This is seen as a positive move for over 8 crore salaried employees in India who rely on EPF as a cornerstone of their retirement planning. The Centre has approved 8.25 percent interest rate on Employees’ Provident Fund (EPF) deposits for the financial year 2024-25. This will benefit over 7 crore salaried employees across India. The Employees Provident Fund Organisation (EPFO) has credited the interest rate of 8.25% for the financial year 2024-25 to approximately 97% of its members accounts as of July 8, 2025. This marks ... EPF Interest Rate 2024–25 What the 8.25% Decision Means for You The EPF interest rate 2024–25 has been officially approved by the Finance Ministry at 8.25%, marking the highest payout in three years. This move directly impacts over 6 crore salaried employees across India who contribute to the Employees’ Provident Fund (EPF) under the EPFO scheme. Let’s break down what this means for you, how it compares to previous years, and what you should know from a tax and investment angle.
