Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum. Low Interest Rate - Gold loan interest rate is lower as compared to unsecured loan options such as personal loans. Low Processing Fee- Apart from a low rate of interest , gold loan also charges a lower processing fee, foreclosure charges, etc. making it quite an economical option for many. Check and compare the current gold loan interest rates offered by top banks and NBFCs in India for 2025. Find lowest rates , EMI calculator, and eligibility details. HDFC Bank offers competitive gold loan interest rates , making EMIs affordable with flexible repayment options. Check current rates and apply online with ease.
