Make your payments smoother & safer with Freo UPI. Every UPI transaction gets you closer to ₹15,000 Pay Later and a ₹5 Lakh credit line! In this post, we will show you the 5 Best Pay Later Apps in India. These apps are very different from credit cards because they may not affect your credit score and are not operated by banks. Imagine scrolling through your favorite online store, spotting that perfect gadget or outfit, and thinking, “I want it now, but my wallet says maybe later.” Enter pay later platforms—the fintech… Here are the top 10 best buy now pay later apps in India right now. 1. Paytm Postpaid. Paytm is one of India’s most famous UPI payment services.