EPFO 3.0 brings instant PF withdrawals via ATM and UPI, auto-claim settlements, and faster fund access. Discover new rules, eligibility, and employee benefits. EPFO 3.0 introduces instant PF withdrawals via ATM & UPI. Learn how to withdraw your Provident Fund through these methods and explore EPFO’s new features set to roll out by mid-2025. How to Withdraw PF Amount? Broadly, the withdrawal of EPF can be made either by submitting: Physical application Online application Physical Application Download the new Composite Claim Form (Aadhaar)/Composite Claim Form (non-Aadhaar) to withdraw the EPF balance. Composite Claim Form (Aadhaar) Use the Composite Claim Form (Aadhaar) if you have seeded your Aadhaar and bank details on the UAN portal and if your UAN is activated. Fill and submit the form to the respective jurisdictional EPFO ... EPFO PF Withdrawal via UPI & ATM – A Complete Guide (2025) The Employees’ Provident Fund Organisation (EPFO) has launched a new and revolutionary step towards digitizing retirement fund access in India. With the introduction of PF withdrawal via UPI and ATM facilities in 2025, members can now access their funds faster and easier than ever before. This guide from CMA Knowledge will walk you through the entire process, benefits, eligibility, and important tips related to withdrawing PF via ...