A UPI ID (Unified Payments Interface ID), also known as Virtual Payment Address (VPA), is a unique identifier used in India’s digital payment system to facilitate seamless transactions. UPI ID is a virtual payment address (VPA) used to make digital payments without sharing bank account details. We would like to show you a description here but the site won’t allow us. A UPI ID is your identification address in the UPI system, which is typically yourname@bankname or mmyy@ybl. Know how to create it & more.