Gold loan rate of interest: When gold is pledged as collateral and

When gold is pledged as collateral and a loan is secured against it, it is referred to as a gold loan. Various banks and NCFCs offer easy gold loans for their customers. Explore SBI Gold Loan Interest Rates for 2025. Learn about processing fees, eligibility, required documents, and how to apply for an SBI gold loan easily and quickly. Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum. Gold Loan Interest Rate Gold Loan interest rate is the cost charged by the lender on the amount borrowed against gold kept as security. It directly affects the total borrowing cost and your monthly repayment amount. Even a small change in the interest rate can make a big difference in how much you repay overall. At IIFL Finance, we offer attractive Gold Loan interest rates starting from 11.88% p.a.", making borrowing affordable and flexible so you can meet your financial needs with ...