There are no IDFC personal loan foreclosure charges, if the loan is closed using the borrower’s own funds (such as savings or income) after completing 12 EMIs (1 year). Borrowers can request foreclosure through IDFC FIRST Bank’s NetBanking, Mobile Banking app, or by visiting a branch. To make an IDFC loan foreclosure online payment, you can log in to your IDFC Bank account through their official website or mobile app and follow the instructions for making a loan foreclosure payment. Browse through the categories of loan against property at IDFC FIRST Bank Customer Care, such as loan related, document related, fees and charges related, and more. Contact the bank: Reach out to IDFC Bank's customer service to inform them about your intention to foreclose the loan. They will guide you through the process. 2. Pay the outstanding amount: You will need to pay the outstanding loan amount along with any prepayment charges if applicable.
