Miflow: Complete guide and information of Miflow ( MERC ): Microfinance Collection Repository. Read the article for complete information. Platform for managing microfinance collections by L&T Finance Limited. MERC LTFS stands for a microfinance-aligned collection and servicing layer used by L&T Finance to manage, record, and reconcile repayments digitally. Think of it as a centralized repository that connects borrower ledgers, due schedules, field collection entries, and back-office reconciliations. Login ID : Password : Domain : Enter Captcha : Enter Text :Invalid. Please try again.
