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As of Q1 FY2025–26, the following are the officially announced Post Office FD interest rates: These rates are consistent with the current quarter, indicating stability in government returns during this period. POSB Small Saving Interest Rates (Jan–March 2025) for the year 2025 in PDF. The Ministry of Finance has announced the updated Post Office Small Saving Interest Rates for the first quarter of 2025, effective from 1st January 2025 to 31st March 2025. These schemes continue to provide secure and attractive investment opportunities for individuals seeking consistent returns. Post office Term Deposit Rates and Schemes 2025 Compare post office fixed deposit interest rates for 2025 with top banks and other investment options. Learn about the features, eligibility, tax benefits and returns of post office FD. Post Office Savings Schemes, offered by India Post and backed by the Government of India, has a fixed deposit scheme called Post Office Time Deposit Account (TD). Interest rates on Post Office fixed deposits range from 6.90% to 7.50%.