Time value of money: Learn how to use

Learn how to use time value of money (TVM) to compare and evaluate different cash flows in wealth management. This chapter covers the definition, importance, terms, formulas, and examples of TVM concepts and techniques. Time Value of Money (TVM) states that money received on the present date carries more value than the same amount received in the future. Read about the time value of money , including its definition, how it works, and examples. Also, learn about concepts related to it. Learn how to calculate the present and future value of money based on its potential earning capacity and inflation. See how TVM affects financial decisions, such as investment, loan, and pricing.